Stacking of Insurance Coverage

In a decision that reversed prior law, the Pennsylvania Supreme Court has
once again sided with the insurance companies against regular folks. The
Sackett decision, issued on December 27, 2007, the court examined what
should happen when a family buys a new car to add to its existing
insurance policy. Under existing law, the addition of a vehicle to an
existing policy constituted the purchase of a new policy and that the
insurer was required to obtain a new waiver of stacking. That makes
sense, and it requires the insurance company to actually communicate with
its customers to determine what coverage limits they want.

Under this new interpretation of the law, Pennsylvanians will be presumed
to reject good coverage that allows them to stack benefits. The burden
has been shifted from the insurance industry onto the backs of regular
people. Of course, insurance defense lawyers are overjoyed with the
decision, and insurance companies will now earn even more profits from the
misery of the common man.

We at Levin & Zeiger remain dedicated to pursuing all possible avenues of recovery for our clients.